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Mortgage Process

Understanding the Mortgage Process

What Not to Do

What is a Rate Lock?

What to ask your  Mortgage Advisor

Loan Types

FHA vs. Conventional Loan

What is a USDA Loan?

VA Loans

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Who We Are

Who We Are

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Can I obtain an additional VA Loan?

Can I obtain an additional VA Loan?

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Loan approval and rate is dependent upon applicant’s credit, collateral, financial history and program availability at time of origination. Rates and terms are subject to change without notice. This is not a loan commitment or guarantee of any kind. 601 W 1st Ave Suite 1400, Spokane, WA 99201. ©2025 Smarter Lending, LLC (NMLS ID 2409041) Licensed in: WA, ID, OK, CA 

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© 2025 Smarter Lending, LLC 

601 W 1st Ave Suite 1400

Spokane, WA 99201

NMLS # 2409041

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